The $20 Fix That Could Save You Thousands: Replacing Your HVAC Filter

As a homeowner, it’s easy to overlook small maintenance tasks that can lead to significant savings down the line. One such task is replacing your HVAC filter. This simple action, costing around $20, can prevent costly repairs and improve your home’s comfort and efficiency. Let’s dive into why this is so important and how you can stay on top of it.

What is an HVAC Filter?

The HVAC (Heating, Ventilation, and Air Conditioning) filter is a crucial component of your home’s heating and cooling system. It traps dust, allergens, and other particles, ensuring that the air circulating in your home is clean. However, over time, these filters can become clogged, leading to a host of problems.

Why Replacing Your Filter Matters

Ignoring your HVAC filter can have serious consequences:

• Increased Energy Bills: A dirty filter forces your HVAC system to work harder to draw air through. This increased effort translates to higher energy consumption and, consequently, higher utility bills.

• Reduced System Lifespan: When your system is overworked, it wears out faster. This means you may find yourself facing costly repairs or even a complete system replacement sooner than expected.

• Poor Indoor Air Quality: A clogged filter allows dust and allergens to circulate in your home, negatively impacting your family’s health, particularly for those with allergies or respiratory issues.

How Often Should You Change Your Filter?

In most homes, changing your HVAC filter every 90 days is a good rule of thumb. However, several factors can influence this frequency:

• Pets: If you have furry friends, consider changing your filter every 60 days to manage the extra hair and dander.

• Allergies: If anyone in your household suffers from allergies, more frequent changes can help improve air quality.

• Dust Levels: If your home is particularly dusty, you might want to check and replace your filter every month.

Signs It’s Time to Change Your Filter

How can you tell if it’s time to replace your filter? Look out for these signs:

• Sudden Spike in Energy Bills: If your energy costs have increased unexpectedly, a clogged filter could be the culprit.

• Stuffy or Dusty Home: Do you notice more dust settling on surfaces or a stuffy feeling in your home? This could indicate that your filter needs changing.

• Unusual System Noise: If you hear your HVAC system working harder than usual, it’s time to check that filter.

• Forgetting the Last Change: If you can’t remember the last time you changed your filter, it’s probably overdue!

Which Filter Should You Buy?

When it comes to purchasing a new filter, a standard 1-inch filter with a MERV rating between 8 and 13 is suitable for most homes. If you’re unsure about what to buy, take a photo of your current filter and consult with a local hardware store for assistance.

Pro Tip: Stay on Schedule

To keep your HVAC system running smoothly, set a phone reminder for every 2–3 months. Consider purchasing several filters at once so you always have one on hand when it’s time for a change.

Your home is your biggest investment, and taking care of it with simple tasks like replacing your HVAC filter can save you money and enhance your living environment. If you’re thinking about upgrading or purchasing your next home, don’t forget to equip yourself with the right knowledge.